Search:

Credit Card - Suggestions

Suggestions of cards that are created and maintained for people with an imperfect credit history. Numerous cards that allow those with no credit to apply and successfully be granted a credit card in order to begin building up and improving their credit card history.

The first card offered is the Orchard Bank Gold MasterCard. This card comes with all the privileges and benefits of a normal gold card and reports to all 3 credit bureaus monthly. This monthly reporting can help improve your credit score. The annual fee is $79 and the late fee is $35. The card offers a 25 days grace period and an overlimit fee of $30. Thee APR is on the high end at 14.9%.

The next card on offer is the First Premier Bank Gold MasterCard. This card offers instant notification of approval and 24 hour access to their premiere quality customer service. There is a low APR on purchases, a 25 day grace period, a $25 late fee and a $25 overlimit fee. As with the Orchard Bank Gold MasterCard, a consumer needn't worry about his or her credit history in order to be considered for this card.

Another card suggested by Credit.com is the Centennial MasterCard. This card offers a low APR on purchased and quality customer service. It also has a 25 day grace period, a $25 late fee and a $25 overlimit fee. The site also recommends the Total Visa Card. This card offers an instant online decision as to acceptance and monthly reporting to all the major credit bureaus. You can access your account online for free 24 hours a day, 7 days a week. The annual fee is $48, the grace period is 25 days, the late fee is $29 dollars and the overlimit fee is $25.

The last two cards are the First Premier Bank MasterCard and the New Millennium Bank Secured Platinum Visa or MasterCard. The First Premier Bank MasterCard reports to all the major bureaus, has a low APR on purchases, a 25 day grace period, $25 late fee and $25 ‘overlimit' fee. The New Millennium Bank Secured Platinum Visa or MasterCard does not require a credit check, will approve you regardless of your credit history and has credit limits up to $10,000. The annual fee is $59, the late fee $20 and the overlimit fee $25. However, the APR is an astounding 19.50% so if any of the other cards are available to you, it may behoove you to seek them out before you apply for The New Millennium Bank Secured Platinum Visa or MasterCard.

Article Source: http://www.articlemanual.com

The author is owner & operator of several successful credit sites. For more info & resources visit: Credit Cards For Bad Credit or: Bad Credit Credit Cards

Please Rate this Article

Not yet Rated

Click the XML Icon Above to Receive Finance Articles Via RSS!

Additional Articles From - Home | Finance

A Business Financing Alternative - Unsecured Lines of Credit - By : Milton Franklin
In One Hand And Out The Other - By : Catherine Harvey
Reversionary Property: Risk-Free and 50% Off - By :
How to Import a Silvia from Japan to USA - By : Davion W
DIY Accounting Payroll Software Questions And Answers - By :
Why Added Income May Not Solve Your Financial Situation - By :
No 1 Rule of Wealth Creation - By :
Make Money On eBay with affiliate Marketing - By : Rick Dupont
Litigation For Investor Negligence If Retirement Funds are Lost - By :
Know The benefits When Shopping For A New Credit Card - By : Scott Riefler

More Articles

Your Ad Here

	Print This Article
	Post Comment
	Add To Favorites
	Email to Friends
	Ezine Ready

Submit Articles
Member Login
Top Authors
Most Popular Articles
Submission Guidelines
Ezine Notifications
Article RSS Feeds

Article Marketing Sites
News Desk
About Us
Link to Us
Contact Us
Privacy Policy
Terms of Service

Must See These
Right Article
Finance Manual
Health Manual
Web Directory